The Australian Collective Chip-In Card

Chip In Together. One Gift They Truly Want.

Friends, family, and coworkers chip in any amount online, sign one beautiful digital greeting card, and deliver the pooled funds straight to their Australian bank account.

No account needed to chip in
Free greetings card included
100% Direct PayID & Bank payout
Chip In with a Code Start a Chip-In Fund
SJ
MP
AL
RK
Trusted by hundreds of families celebrating what counts
Milestone gift fund Kids & Outdoors 100% Funded
Leo's 8th Birthday Mountain Bike
Family, friends & loved ones pooled together
$340
raised of $340 goal
Goal Achieved!
SJ
Aunt Sarah
Have fun on the trails Leo! Wear your helmet.
+$50
No Account Needed to Contribute
Anyone with the link can contribute securely via Apple Pay, Google Pay, or debit/credit card. No sign-in required.
Loved Ones Overseas Can Give
Whether family are in the UK, NZ, or anywhere in the world, they contribute instantly without wire transfer fees.
Personalised Greeting & Message Cards
Skip the $7 paper card rush. Each guest writes a personal heartfelt message on a digital greeting card.
Bank-Grade 256-Bit Security
Encrypted and processed safely via Stripe. Payouts transfer directly to verified bank accounts or instant virtual cards (such as Apple Wallet or Google Pay Digital EFTPOS cards).
Chip In with a Code

Chip In to a Celebration — enter an invite code

Received an invite on WhatsApp, SMS, email, or a party invitation? Enter the code below (e.g. LEO-8TH) or scan the QR code to chip in toward their dream gift and write your heartfelt card message.

Sample code format: LEO-8TH, BABY-MAYA, or 492-108 (found on party invitations or SMS links)
Why Gift · it Exists

Turn small group contributions into one dream gift

Instead of buying plastic toys that break in days, duplicate household items, or awkward cash in envelopes that get lost in wrapping paper — friends and family chip in together towards meaningful dream gifts the recipient truly wants and loves. On celebration day, hand over the luxury Gift · it CARD filled with everyone's personal messages and photos, with the pooled funds transferred straight to their Australian bank account.

Real Celebrations & Occasions

Who is Gift · it for?

Whether it's a child's dream bike, welcoming a new baby, thanking a wonderful teacher, celebrating an 18th or 40th milestone, or wishing a coworker farewell — Gift · it turns scattered presents into one meaningful, cherished celebration.

Happy father teaching little daughter to ride a bicycle Kids' Birthday

Dream bike or scooter

School friends and family pool together for the dream bike or scooter they'll ride every day, skipping unwanted toy clutter.

Zero plastic clutter • Explore Birthdays →
Young couple expecting a baby, first moments of joy Baby Shower

Essential nursery gear

Family & colleagues unite to fund the pram, cot, or essentials new parents genuinely need and chose.

Essential gear • Explore Baby →
Elementary school teacher smiling and asking questions with children hands raised Teacher Gratitude

Teacher appreciation

Class families unite for a generous holiday voucher and group message card — no duplicate mugs or clutter!

Real heartfelt thanks • Explore Teachers →
Friends celebrating 18th milestone birthday together 18th & Milestones

18th & 21st milestones

Friends and relatives pool together for concert tickets, travel adventures, or their first car fund.

Lifelong memories • Explore Milestones →
Young woman relaxing during back massage at the spa 40th & Open Funds

40th spa & open funds

Collect openly with no fixed target — luxury day spa pampering, fine dining, or a memorable trip.

Total freedom • Explore Celebrations →
The Real Math

The hidden costs of traditional gifting — and what you save

Every parent and party guest knows the weekend routine: driving, lack of parking, guessing what to buy, and spending extra on wrapping, delivery costs, and tantrum toys. Here is why Gift · it is a breath of fresh air.

Child laying in bed on electronic device with a very messy room
The Old Way • Overwhelmed by Clutter, Stress & Landfill
The Traditional Gift Ordeal
Stressful, expensive & time-consuming
The Guessing Agony: 45 minutes wandering aisles wondering: "Do they already own this? Will they actually play with it?"
The "Toy Store Tantrum Tax": Taking your own kids to buy another child's present often ends with buying an extra $25 toy for your own child just to avoid tears.
$15 on Paper, Bags & Ribbons: $8 gift bags, wrapping paper, ribbons, and sticky tape — torn apart and thrown straight into the bin in 30 seconds.
Store Gift Cards & Lost Envelopes: Costing a small fortune for restrictive plastic retail cards. At the party, loose envelopes get buried under heaps of wrapping paper, misplaced in bags, or lost in the commotion — leaving the host unsure who gave what.
Petrol & Most Importantly, Your TIME! Burning $15–$25 in petrol, crawling through weekend traffic, circling packed shopping center car parks for 20 minutes, and losing 2 to 3 hours of your precious family weekend just to buy a rushed present.
The Post-Party Return & Exchange Ordeal: Standing in customer service queues on Boxing Day or weekends. Asking relatives "Do you happen to have the receipt?", only to find store credits expire or items can't be exchanged — leaving cupboards full of unused clutter.
Driving, Lack of Parking & Delivery Costs: Wasting hours driving, dealing with a lack of parking, circling packed shopping centre car parks, or paying $12–$20 in delivery and shipping costs.
Hidden Cost: ~$50 to $85 in petrol, wrapping & extra fees + 2-3 hours of lost weekend time
Satisfied happy young girl holding big gift box with toothy smile and laughing
The Gift · it Way • One Dream Gift & Keepsake Message Cards
The Gift · it Experience
Fast, dignified & 100% focused on what matters
Effortless on Your Phone: Contribute from your couch via Apple Pay, Google Pay, or debit/credit card — zero apps, no sign-in required.
Zero Petrol & Reclaim Your Weekend: Skip traffic jams, crowded car parks, and Saturday shopping mall chaos. A few taps on your phone, and your entire weekend is yours to enjoy.
No Lost Envelopes & Clear Attribution: No envelopes lost under party wrapping. Every contribution and heartfelt congratulation is clearly recorded in the host's private dashboard and digital keepsake album, so nothing gets misplaced and every giver is remembered.
Zero Shopping Centre Meltdowns: No dragging your kids through crowded toy aisles or buying extra pacifier toys you never wanted.
$0 Spent on Throwaway Paper & Bags: Skip paper bags and plastic packaging. Every cent goes to their actual gift, not rubbish bins.
Zero Returns & Reduced Landfill: No hunting for lost receipts, no awkward phone calls to relatives, and no customer service queues. They receive the exact milestone they dreamed of.
Keepsake Greeting Cards Saved Forever: Beautiful themed digital greeting cards filled with personal heartfelt messages — preserved as a lasting digital album, not a throwaway retail card.
Money Straight to the Bank: Hand over the Gift · it card on the day. Whoever the fund is for can access the pooled money directly through the card straight into their Australian bank account via PayID or BSB.
Zero wasted money. Zero wasted paper. 100% genuine joy.
Digital Greeting Cards & Messages

Personal greeting cards & messages saved forever

Skip the rushed $7 paper card that gets thrown in the bin. Every person who contributes writes a personal heartfelt message on a beautifully designed greeting card — saved forever in the recipient's digital album.

Kids
Bright, joyful celebration backdrop designed for children's birthdays.
Active
Baby Shower
Soft, warm pastel nursery backdrop for welcoming new arrivals.
Teens
Clean, modern aesthetic gradients for teenage milestones and celebrations.
Adults
Elegant toast backdrop for 18th, 21st, 30th, and milestone celebrations.
Gratitude & Farewell
Warm appreciation backdrop for group farewells, milestones, and thank-yous.
Contribution Mode:
Kids Adventure Theme
Happy 8th Birthday Leo!

"So proud of the adventurous kid you are! Can't wait to see you cruising around the pump track on your new bike. Ride safe and wear that helmet!"

SJ
Aunt Sarah & Uncle Mark
Family Contributor
+$50 Gift
100% Privacy Choice — Give Openly or Anonymously
Nobody likes feeling judged by gift amounts. Contributors can choose to hide their dollar amount so only their warm message and name appear on the card — or even contribute completely anonymously. Whether you give $5, $15, $30, or $100+, every gift is welcomed with equal warmth.
✓ Every message is permanently archived in the recipient's digital keepsake album — accessible anytime, forever.
Send 100% paperless to their phone or download print-ready PDF
100% Mobile Ready: Runs seamlessly on iPhone & Android browsers. No apps or sign-in required — contribute securely with Apple Pay, Google Pay, or debit/credit card.
Simple 3-step process

How Gift · it works — simple, fair & effortless

Share your invite code and QR code via WhatsApp, SMS, or email while collecting. On celebration day, hand over the official Gift · it CARD so the recipient receives the gift and accesses the money.

Excited woman laughing while reading a message on her phone
Step 1

1. Create & share via WhatsApp, SMS, or email

Set up your Gift · it celebration for free in moments. You receive a unique invite code (like LEO-8TH) and scannable QR code ready to send via WhatsApp, SMS text, email, or printed on party invitations. No apps for guests to install.

• 100% free setup • WhatsApp, SMS & email invite
Group of friends and family using cell phones together to contribute
Step 2

2. Friends chip in with code or QR scan

Guests open the WhatsApp or text message, scan the QR code, or type the code right on our homepage. They chip in securely via Apple Pay, Google Pay, or card, and write their personal message for the celebration album.

• No sign-in needed • Type code or scan QR • Private amounts
Friendly coworkers surprising colleague on her birthday with cake and celebration
Step 3

3. Celebration day: hand over the Gift · it CARD

Digital Gift · it CARD — you can send it directly or print it out when the fund closes! The recipient receives their luxury card, reads every heartfelt greeting and photo, and transfers the pooled money directly to their Australian bank account via instant PayID or BSB with zero deductions.

• Handover day gift • All personal messages • Instant PayID
Gifting Made for Every Occasion

Two ways to gift: Group Fund or Individual Gift · it Card

Whether you're rallying the entire class and family to pool for a big dream gift, or sending a personal 1-on-1 greeting card with cash directly — Gift · it gives you zero-waste, instant Australian bank payouts, and memories saved forever.

✦ Collective Group Gifting

Gift · it Group Fund

Pool contributions from friends, relatives, class parents, or coworkers towards one dream present.

  • Fixed Goal or Open Pool: Set a target gift (like a mountain bike, cot, or flight) or keep it open for any amount.
  • One Shared Keepsake Card: Every contributor writes a personal message and can attach a photo or video into the collective album.
  • Effortless 30-Second Invites: Share your unique fund code or QR via WhatsApp, SMS text, or party invitation. No apps for guests to install.
  • Direct Australian Bank Payout: Funds transfer securely via instant PayID or standard BSB with 0% platform withdrawal fee.
Create a Group Fund See How It Works
✦ 1-on-1 Personal Gifting

Individual Gift · it Card

Gifting solo? Send a personalized digital or physical keepsake greeting card with any money gift amount directly.

  • Skip the Disposable Paper Card: No more $8 paper cards thrown in the bin. Send a luxury digital or printable keepsake card.
  • Personal Voice, Video & Photos: Write your personal heartfelt greeting, attach a photo, or record a video message for the recipient.
  • Digital Gift · it CARD • Send or Print: Delivered directly to their phone via WhatsApp/SMS with a celebration unwrap animation, or printed as a luxury Gift · it CARD keepsake.
  • Zero Clutter • Instant Tap & Spend: Recipient claims funds directly to their Australian bank account or digital card with zero fee.
Send an Individual Card Preview Printable Card
Handover & Accessing the Money

The Gift · it celebration card — access the money

Clear, transparent, and completely private — whoever the fund is for can access the pooled money directly through their Gift · it card.

The Celebration Card

The Gift · it presentation card

The Gift · it card is what you hand over or send on celebration day! It displays the dream gift funded and preserves every personal message from friends and family — while providing direct, secure access to the pooled funds.

Print in Person
Print the card in high resolution to hand over in person at the party.
100% Digital
Send straight to their smartphone via WhatsApp, SMS, or email.
Accessing the Money

How whoever the fund is for accesses the money

Whoever the fund is for can access the pooled money directly through their Gift · it card — simple, safe, and private:

Organising for yourself (or your child)?
You can transfer the pooled money directly from your dashboard into your nominated Australian bank account via instant PayID (arrives in seconds 24/7) or standard BSB transfer with zero fuss.
Organising for someone else (teacher, friend, colleague)?
Hand or send them the Gift · it card. Through their card, they get immediate, secure access to transfer the gift funds straight into their own bank account via PayID or BSB — 100% privately, without ever needing to share bank details with you!
Instant PayID (seconds 24/7) or standard BSB & account number to any Australian bank
Built for Trust

Everything you need for complete peace of mind

Designed specifically for Australian families, celebrations, and loved ones worldwide.

Target Goals or Open Funds

Whether you have an exact product price in mind or want an open registry for a honeymoon, both work seamlessly.

Personalized Greeting & Message Cards

Every contributor leaves a heartfelt message. The recipient receives a digital greeting card album filled with loving wishes.

Printable QR Codes & Packs

Print your fund's unique QR code onto physical party invitations or greeting cards for effortless scanning.

Bank-Grade Stripe Security

All card processing is handled by Stripe with 256-bit encryption. Your financial data never touches third-party servers.

Instant Bank Transfers & Virtual Cards

Withdraw raised funds directly to your Australian bank account quickly and reliably, or spend via instant virtual card.

Global Contributions

Relatives in the UK, NZ, USA, or anywhere in the world contribute seamlessly with Apple Pay, with zero international bank wire fees.

Fair & Transparent

Honest, clear pricing — no hidden surprises

Free to set up. Free to share. We believe in complete transparency: zero upfront costs, zero subscriptions, and no hidden deductions. Our modest platform commission is clearly stated alongside bank processing only when gifts are received.

Fee Schedule

Simple, honest pricing

Zero setup costs. Zero monthly fees. No subscriptions. Fees only apply when a gift contribution is processed.

Creating a Fund & Sharing (SMS, WhatsApp, QR) $0 Free
Personalised Digital Greeting Cards & Message Album $0 Free
Bank Card Processing (Stripe Australian Rails) ~1.9% + 30¢
Gift · it Platform Commission
This modest 2% purely keeps our platform running, pays server hosting, and protects celebrations with bank-grade security. We run Gift · it for the community — any voluntary tip or donation to keep the website running for this great cause is always hugely appreciated!
2.0%
All-Inclusive Total Fee per Gift ~3.9% + 30¢
• All Payout Options Included: PayID instant transfer or direct BSB deposit to any Australian bank is included.
• No Hidden Deductions: No surprise fees or account maintenance charges.
Example Breakdown

Cost breakdown on a $25 gift

Transparent, predictable, and simple. Here is the exact breakdown on a $25 contribution:

Gift Contributed: $25.00
− Processing & Platform Fee (~3.9% + 30¢): −$1.28
Delivered to Recipient: $23.72
Funds go directly toward their dream gift.
Compare this to traditional gifting, where hard-earned money is thrown away on paper bags, disposable wrapping, store card activation fees, and greeting cards heading straight to landfill.
Real Australian Stories

Loved by families and friends

"Instead of guessing what toys to buy, our school friends and family pooled together. Lucas got his dream mountain bike, the funds were ready in our bank account, and we handed him his Gift · it card with everyone's heartfelt messages saved forever!"

SJ
Sarah Johnson
Sydney, NSW

"So much more dignified than asking for cash. We printed the QR code on our baby shower invitations and our family pooled together for the exact pram we needed. We didn't waste a cent on wrapping paper or cards that end up in landfill."

MP
Michael & Claire Park
Melbourne, VIC

"Our relatives funded Sophia's first year of piano classes. Relatives overseas in London and Wellington gave effortlessly. We sent the Gift · it card straight to her grandma's phone — she was so moved."

AL
Amelia & Luca
Brisbane, QLD
Australian group celebrations

Ready to give a Gift · it they will never forget?

Zero unwanted clutter. Zero paper card waste. Just 100% genuine memories pooled together by loved ones across Australia.

Give a Gift · it → Create a celebration fund
✓ Instant PayID payout • ✓ Bank-grade encryption • ✓ Printable celebration card
Secure Payout Rails

Claim & payout funds

Total pooled: $340.00 AUD • Zero bank account lock-in

PayID — Instant Transfer INSTANT
Direct to your mobile number or email linked to any Australian bank (CommBank, NAB, ANZ, Westpac, etc.).
Standard BSB & Account Deposit
Direct interbank credit into any nominated Australian checking or savings account.
Digital EFTPOS Card (Apple / Google Wallet) TAP & SPEND
Instant digital prepaid card in your phone's wallet. Tap at the bike store checkout immediately.
Protected by 256-bit bank-grade encryption • Australian AFSL compliant rails
✦ ✦
Gift·it
CARD
✦ Official Celebration Keepsake • Gift · it CARD ✦
Presented with love & joy to

Leo

In celebration of your 8th birthday • from your family & friends
Celebration Gift Balance
$340.00
Pooled for Leo's Mountain Bike & Helmet ✦ School friends, relatives, and loved ones contributed

"So proud of the adventurous kid you are! Can't wait to see you cruising around the pump track on your new bike. Ride safe and wear that helmet!"

• Aunt Sarah & Uncle Mark +$50

"Happy 8th Birthday Leo! Ride like the wind and enjoy every single trail with your mates. Big hugs!"

• Grandma & Nana +$100

"Happy birthday Leo! Hope you love the mountain bike, can't wait for our bike ride this weekend!"

• Oliver & The Mitchell Family +$30
Print / Save PDF
Delivered directly to recipient's email • or shared as high-res picture to phone via SMS / WhatsApp • Zero withdrawal fees
1
2
3
GUEST CONTRIBUTION & KEEPSAKE CARD
$ AUD
100% of your pooled gift reaches the recipient. Zero organizer payout deductions. Encrypted via Australian Stripe banking rails.
INTERACTIVE KEEPSAKE GREETING CARD

Celebration Card

Click card to open / flip between front cover and messages
Gift·it CARD
Official Celebration Card

CELEBRATING YOU

With all our love, joy, and warmest wishes
Tap or click to flip inside →
Messages & Warm Wishes 0 Messages
Click to flip back to front cover
Printable Gift · it CARD